What's New

July 9, 2025

Your credit score, now in Monarch

From tracking your credit score to customizing notifications and moving through the app faster than ever, there's a whole lot of newness to explore in Monarch.

Jenna Tunick

Author

We've just rolled out a number of updates to help you stay more informed, more in control, and navigate Monarch with ease. Read on for details on all that's new in Monarch!

See your credit score, right from your dashboard

Your credit score is a key part of your finances, and now you can track it right alongside everything else in Monarch.

A new dashboard widget shows your latest score at a glance, with automatic monthly updates. Once Monarch has three months of history, you’ll also see how your score is trending over time and if your score shifts significantly—up or down—you’ll get a heads-up notification automatically.

What you’ll see:

  • A new credit score widget on your dashboard
  • Quick and secure setup (you’ll connect your score using our partner Spinwheel)
  • A monthly update to your score, with notifications if there are major changes
  • Shared visibility across your household (each member of your household can connect their own score)

Set up credit score tracking and see your latest score today.

Note: this feature is available for US members only at this time.

Customize how Monarch keeps you in the loop

We’ve revamped the notification settings page to give you more control and clarity, so you can decide what deserves your attention—and how you hear about it. The redesigned settings page makes it easy to fine-tune alerts by channel and toggle them on or off in just a few taps.

What’s new:

  • Manage in-app, email, and push alerts in one place
  • Toggle all notifications on or off by channel
  • Cleaner design and more clear descriptions for every type of alert

Head to your notification settings page and customize your preferences.

A faster way to search and navigate: the new CommandK search bar

We’ve made big upgrades to Monarch’s CommandK search bar so you can move through the app faster and find what you need instantly.

What’s new:

  • Search for almost anything in Monarch: categories, merchants, accounts, goals, saved reports, and more
  • Find context-aware actions based on where you are in the app (for example, when viewing a transaction, you’ll see the option to “Explain this transaction”)
  • Access settings such as light/dark mode
  • View a full list of keyboard shortcuts

Give it a try today. From anywhere in the web app, click Cmd+K (on Mac) or Ctrl+K (on PC).

Other improvements

Laying the groundwork for easier goal planning

Early improvements to goals are starting to roll out as we work on larger updates behind the scenes, including target dates, forecasting, and more. Some of the improvements you’ll notice now include:

  • Rules can now be used to link transactions to goals with multiple accounts
  • Goals are now available as a filter on your transactions list and reports
  • Transactions linked to a goal now have a special icon (a “target” symbol) shown in your transaction list view
  • Archiving a goal removes it from your budget in future months
  • Closed accounts are no longer displayed as options in goal setup
  • Plus, we gave goal names and icons a visual refresh on mobile ✨
Clearer guidance for reconnecting your accounts

As part of our promise to provide the best possible experience with account connectivity, we’ve improved how we communicate any connection issues, making it clearer what’s going on and what to do next.

Whether it's re-entering a password, confirming a security prompt, or completing a required action at your financial institution, Monarch will guide you through exactly what to do, so you can get back to seeing up-to-date balances and transactions quickly and easily. You’ll see these new and improved messages right inside the app as well as by email.

Investments

We’ve made a number of improvements and fixes to the Investments experience. Some of the changes you’ll notice include:

  • Stocks, ETFs, and crypto holdings now refresh every 5 minutes during market hours
  • Manual holdings now support decimal quantities for greater accuracy
  • Investment types have been standardized so they match across all parts of Monarch
  • Holdings that undergo a stock split now automatically reflect the correct price history
  • You can now correct the security if its misclassified (for example: changing "bonds" to "CDs")
Clearing filters just got easier

Easily reset your view when needed with a new “Clear” filters button on both the Reports and Transactions page.

Our Help Center has a new look

We gave the Help Center a refresh to make it simpler to browse and faster to find the answers you need.

What’s next

Target will be the next retailer supported by Monarch Chrome extension! Soon, you’ll be able to sync your Target purchases just like you can with Amazon—helping ensure your shopping trips are categorized accurately and automatically.

We’re continuing work on bigger improvements to goals, with future updates focused on helping you forecast when your goal will be completed, allowing you to set target dates, and giving more helpful context on your progress.

We’re designing new collaborative features to make managing mixed finances with a partner feel more intuitive. Expect updates that make it easier to view, compare, and coordinate shared and separate finances—so you can have transparency but still easily see what's yours.

Last but not least, we’re enhancing how hidden transactions work, making sure they are hidden from the transaction list so you can keep gift purchases under wraps and surprises intact.

We’re hiring

We're hiring for a number of roles at Monarch across product, engineering, marketing, and ops. As you know, we love hiring Monarch members! Check out our careers page.

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